Helpful unpacking of the Anglican articles:
Justification follows our encounter with God. It is the result of our conversion and not its cause, something that many people fail to understand. God calls us to himself first and then he justifies us by pointing us to the shed blood of his Son. It is easy for people to be moved by the sufferings of Jesus, but that is not the same thing as being justified by his atoning sacrifice. It is only as we meet him that we start to understand what he has done for us, and we cannot benefit from that until we are put in the right relationship with him. By its nature, justification has to be an individual experience, even if it is symbolised by the sacraments of the church. Baptism stands in relation to justification rather in the way that a wedding ring stands in relation to a marriage. The two things go together and the one reflects and reinforces the other, but just as wearing a ring cannot by itself produce a relationship, so being baptised in water and incorporated into the church does not automatically produce justification.
From “The Faith We Confess – An Exposition of the Thirty-Nine Articles”, Gerald Bray, Latimer Trust, p86.
Part of his exposition of article 25 on the sacraments:
… the sacraments are spiritual food for those who are spiritual. There is no sense in trying to feed a corpse, because a corpse cannot receive the food offered to it. Similarly, there is nothing to be gained by administering the sacraments to spiritually dead people, because they cannot receive them either. Food sustains and supports life but does not creat it – in spiritual terms, only the Holy Spirit can do that. The Apostle Paul makes this abundantly clear in Ephesians 2:1-10, a passage of Scripture that describes the passage from spiritual death to life in detail. It is when that transition has occurred that the sacraments find their place
From “The Faith We Confess – An Exposition of the Thirty-Nine Articles”, Gerald Bray, Latimer Trust, p37.